Recently I found a posting on Craigslist (and this is not against Craiglist as I’ve picked up some legitimate jobs there) only to find out that what I had run into was a MLM. The posting said they were looking for people to process insurance applications. No up front fees yadda yadda yadda. So, off my resume went and a few days later I got an email.
A woman emails me back – got your resume thanks for applying – the job is basically filling out these applications, take a look at our website. So, off I go and look at it and lo and behold I find the ‘classic’ MLM there.
So, I go to the Better Business Bureau (which by the way I’m told in this email how they’ve been members of the Texas BBB for ions of time) and what do I see – that the BBB has DROPPED them from membership for deceptive practices.
So, I email this lady back and I play stupid – and say – hey this sounds like an MLM to me – she assures me it’s not that she’s simply ‘signing people up for insurance’. So, I asked her where she got the names – from my website she announces. OK so how do you get people to your website?? Well I have to advertise it.
Hey lady – if it walks like a duck and it quacks like a duck – it’s usually a duck. She emails me back and advises me I have no idea what I’m talking about but if I go to the TX BBB website she’s sure my questions will be answered.
Yep – they were answered ok. Business Description: Multi Level Marketing
No Longer members of TX BBB due to unfair and deceptive business practices
Stopped doing business in Minnesota because the AG there sued and won.
So, I emailed her back and I suggested that before she refer people to the BBB website she might want to read it first since it basically said she was doing MLM and the ‘parent’ company was involved in litigation in several states. She had NO idea (and probably still thinks I’m an idiot) that most states have license requirements for insurance salespeople. She might not think that’s what she’s doing but it is!!
Stay away from this one!!
About Doreen Martel
Well-rounded freelance writer who contributes to various blogs, paid to write sites and revenue sharing sites. Doreen is legally blind and has worked at home for more than 10 years. She uses the lessons learned from this experience to enhance her writing and share information with others.














Simply because this is our very first visit to your site, I wanted to say hi! Enjoyable blog incidentally.
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